Ego Urubyiruko Kubwishyura Nyuma Muri Ukwishingura?

Biterwa n'ikigo, ariko ibigo byihutirwa byinshi bitegereza ubwoko bumwe bw'ikiguzi mugihe cyo gusura kwanyu mugihe mutagira ubwishingizi. Ibyo bivuzeko, rimwe na rimwe mwashobora kubona iby'ukwishyura nyuma, cyane cyane niba ibizamini by'amaboko cyangwa gusuzuma ibishushanyo byari mu buvuzi bwanyu.

Niba wibaza ku kwiruka mu kigo cyihutirwa utagira ubwishingizi, ibyo birumvikana rwose. Ariko uzi uko bikora, urashobora kwumva ufite ubushobozi bwo kwitegura. Twabidusanganyije.

Ugomba Kwishyura Imbere Utagira Ubwishingizi?

Mubyonzi, yego. Ibigo byihutirwa byinshi bisaba abanyamuryango badafite ubwishingizi kwishyura mbere cyangwa nyuma yo kwivuza. Iki cyaba ari igiciro cyuzuye cyangwa ikiguzi cy'agateganyo.

Impamvu ni ngombwa. Iyo ufite ubwishingizi, ikigo gihabwa urwego rw'ikigo cy'ubwishingizi bwawe. Utagira ubwishingizi, nta wundi mugereka wo guhabwa amafaranga. Bityo ikigo gikoresha ikiguzi cy'icyo gihe kugukiranukira.

Ariko, politike zihinduka ku kigo kugeza ku kindi. Bamwe bakusanya ikiguzi cy'agateganyo kandi bakohereza iby'ukwishyura nyuma niba hari ibindi bibazo bifata. Abandi bashobora gusaba ikiguzi cyuzuye mbere yuko ubona umuvuzi. Guhamagara imbere burigihe ni igikorwa cyiza kugirango ntibibe ibitangaza mugihe uhageze.

Ryari Washobora Kubona Iby'Uwishyura Nyuma?

Ndetse n'iyo mwishyura ikintu imbere, hari ibihe bituma ikigo cyihutirwa gishobora kukohereza iby'ukwishyura nyuma.

Dore impamvu z'ingenzi ushobora kubona iby'ukwishyura nyuma:

• Ibisuzuma by'amaboko cyangwa ibizamini by'amaraso. Amafaranga y'ibizamini ntashobora kumenya kugeza igihe ibisubizo byamenyeshejwe nyuma yo kuva.

• X-ray cyangwa gusuzuma amashusho. Gusuzuma amashusho biyongera ku biciro byawe kandi rimwe na rimwe ntibishobora kuboneka kugeza igihe amashusho yasuzumwe kandi afashwe.

• Kureba iby'ukwishyura. Amatsinda y'ibiza bikoresha ibizamini akenera igihe kugirango afate amakode meza kandi akore iby'ukwishyura byuzuye. Ibi bishobora gufata iminsi mike kugeza ku cyumweru.

• Ikiguzi cy'agateganyo cyakusanyijwe. Niba mwishyuye amafaranga y'agateganyo mugihe mwasohokaga, igice gisigaye cyoherezwa cyangwa kikoherezwa kuri email nyuma.

Bityo kwishyura ikintu ku gihe ntibisobanura ko wakoze. Baza imbere y'icyicaro niba ushobora kwitega ibindi bibazo nyuma yo gusura.

Ni Ngapi Kugura Kwikubita Ikintu Utagira Ubwishingizi?

Igiciro cyo gusura ikigo cyihutirwa utagira ubwishingizi bisanzwe kiri hagati ya $100 na $300 kugirango usure ibintu byoroheje. Ibi bikubiyemo kubona umuvuzi, gusuzumwa, no kugira indwara.

Serivisi zinyongera zishobora kongera ubwo burenganzira. Gusura byoroheje nk' kuribwa mu muhogo cyangwa grippe yoroheje bisanzwe bikomeje hafi ya $100 kugeza $150. Gusura bisaba X-ray, kudoda, cyangwa gukoresha ibyuma bishobora kuzana igice cyuzuye hafi ya $200 kugeza $400. Ibizamini by'amaboko byongera kuva $25 kugeza $200 bitewe n'ibyo basabye.

Ibi bipimo bihinduka ku turere n'ibigo. Ibigo mu mijyi minini bishobora kwishyuza kuruta ibiri mu midugudu mito. Ariko igikomeye ni uko kwita ku bintu byihutirwa bikomeje kuba byiza cyane kuruta ibitaro by'ibibazo, bishobora kugira ibihumbi byinshi by'imibonano kubw'ubuvuzi busa. Kubantu benshi, kwita ku bintu byihutirwa ni uburyo bwiza bwo kugura mugihe umuganga wawe busanzwe atahari.

Ego Urubyiruko Bashobora Kukwanga Utagira Ubwishingizi?

Ibi ni ikibazo abantu benshi bagifite, kandi igisubizo ni yego, bimwe mubigo bishobora. Bitandukanye n'ibitaro by'ibibazo, byasabwe gutegeka kubagira uko babishoboye kwishyuza, ibigo byihutirwa ni ubucuruzi bw'abikorera bashyiraho politike zabo.

Ibigo byinshi bizagufasha. Barumva ko atari buri wese ufite ubwishingizi. Ariko niba utishobora kwishyura na kimwe, bamwe bashobora kutakugurira ibyakenerwa. Ibi ntabwo bikunda kubaho, ariko birashobora kubaho.

Niba wibaza, hamagara imbere. Baza kuri politike yabo kubanyamuryango badafite ubwishingizi kandi nibihe bitekerezo bakoresha.

Hari Uburyo Bwo Kugabanya Iby'Uwishyura byawe by'Urgent Care?

Yego, kandi akazi gato gashobora kukurokora amafaranga menshi. Ibigo byinshi bitanga amahitamo akora gusura byiza, ndetse utagira ubwishingizi.

• Baza kuri discount z'ukwishyura wenyine. Ibigo byinshi bitanga igipimo cyagabanijwe kubanyamuryango bashyira hanze. Bamwe babyita 'cash pay' cyangwa 'prompt pay' discount.

• Saba igiciro mbere yo kwivuza. Ibigo byinshi bishobora kuguhaho igiciro cy'ibitekerezo byibyo usura.

• Baza kuri uburyo bwo kwishyura. Niba iby'ukwishyura byawe birenze uko wabishobora icyarimwe, ibigo byinshi bizakorana nawe mumafaranga y'ukwezi.

• Saba iby'ukwishyura. Kumenya biragufasha kugira amakosa cyangwa kwibaza ibyakunda kugaragara. Amakosa y'iby'ukwishyura ntabwo akunda kugaragara.

• Reba ku bikoresho by'ubuvuzi by'umubare w'abaturage. Ibigo byishyuza bikoreshwa na leta bitanga serivisi ku gipimo gihindagurika gishingiye ku nyungu. Ibi bishobora kuba igikoresho cyiza mugihe ibiciro by'ikigo cyihutirwa bisa nk'ibidasanzwe.

Ni Iki Ugomba Kwitwarira Ku Bintu byihutirwa Utagira Ubwishingizi?

Kugenda witwaje guteguye bituma ibintu byose biba byiza. Ndetse utagira ikarita y'ubwishingizi, itware indangamuntu y'umwimerere n'uburyo bwo kwishyuza. Ibigo byinshi bikoresha ikarita y'inguzanyo, ikarita ya debite, kandi rimwe na rimwe amafaranga.

Byongera kandi, gutwara urutonde rw'ibyo ufata n'incamake y'amateka yawe y'ubuvuzi bizagufasha. Ibi bituma umuvuzi afite ubumenyi ku buvuzi bwawe.

Ibisubizo

Kutagira ubwishingizi ntibisobanura ko ugomba kureka kwivuza mugihe ubikeneye. Ibigo byihutirwa bihari kugirango bitange ubuvuzi bworoshye kandi buri umuntu ashobora kugeraho kubibazo by'ubuzima bidafite akaga. Ibiciro birashoboka, cyane cyane ugereranije n'ibitaro by'ibibazo.

Ibigo byinshi bifuza koko kugufasha kubona uburyo bwo kwishyura buzakugirira akamaro. Bimwe mubigo byinshi bifata abanyamuryango badafite ubwishingizi buri munsi kandi bifite uburyo bwo kubikora.

Niba wumva ufite ikibazo kandi ukeneye kubona. Hamagara ikigo, baza kuri politike zabo, kandi ujye kubona ubuvuzi ukeneye. Ikibazo cy'ubuzima cyoroheje cyavuwe hakiri kare kirushijeho kuba cyiza kandi gikomeye kuruta ikibangamiwe. Ubuzima bwawe burushijeho kuba ingenzi kuruta uburyo bwo kwishyuza, kandi hari uburyo bwinshi buzabona kuruta uko wabitekereza.