Kushanya kuchipatara chekukurumidza kunogona kudhura kunyange uine inshuwarisi. Pasina inshuwarisi, mutengo unogona kuoma kunyanya kufanotaura nekuti bhiri rekupedzisira rinotsamira kuchipatara, masevhisi aunogamuchira, uye kana uchida ma-test, imaging, nzira, kana rubatsiro rwechiremba.
Kushanya kwechimbichimbi kwechimbichimbi pasina inshuwarisi kunogona kudhura pakati pe $1,000 kusvika $3,000 kana kupfuura. Kuchengetwa kwakaomarara kunogona kusvika $5,000 kusvika $10,000 kana kupfuura.
Izvi hazvireve kuti unofanira kudzivisa ER kana uchida rubatsiro rwezvekukurumidza. Kana zviratidzo zvako zvingave zvichityisidzira hupenyu, kuwana kurapwa nekukurumidza kwakakosha kupfuura bhiri. Asi kana uri kutarisana nechisiri chekukurumidza uye uchisarudza pakati peER, urgent care, ne telehealth, kunzwisisa musiyano wemitengo kunogona kukubatsira kusarudza nzvimbo yakakodzera.
TL;DR: Zvinonyanya Kubata
- Mutengo wekushanya kweER pasina inshuwarisi kazhinji unotangira pakati pe $1,000 kusvika $3,000 kana kupfuura pakushanya kwakajairwa.
- Kuchengetwa kwezvekukurumidza kwakaomarara kunosanganisira imaging, nzira, kana kugamuchirwa kunogona kudhura $5,000 kusvika $10,000 kana zvakanyanya kudarika.
- Urgent care pasina inshuwarisi kazhinji inodhura pakati pe $150 kusvika $280 pakushanya kwakajairwa, isati yapinda ma-test kana nzira dzekuwedzera.
- ER dzakazvimirira dzinogona kuita sezvikiriniki zve-urgent care asi dzinowanzobhadharisa pamazita ekurapa kwezvekukurumidza.
- Federal No Surprises Act inodzivirira varwere kubva kune akawanda asingatarisirwi mabiri ekunze-siyana pakukurumidza uye mamwe mamiriro ezvinhu.
- Telehealth inowanzova sarudzo yakachipa yemamiriro ezvinhu asiri ekukurumidza, nekushanya kwemari kunowanzotangira pakati pe $39 kusvika $100.
- Kana iwe wakagamuchira bhiri reER rausingakwanise, unogona kubvunza nezve bhiri rakatsanangurwa, zvakadhura zvekusayina mari, rubatsiro rwemari, nhaurirano, nezvirongwa zvekubhadhara.
- Kana uri kusangana nekukurumidzira kwekurapa, usanonoka kurapwa nekuda kwemitengo. Fonera 911 kana enda kuER yepedyo.
Hauzive kana zviratidzo zvako zvinoda ER, urgent care, kana telehealth? Edza August AI's yemahara yekuongorora zviratidzo kuti ikubatsire kufunga nezve rudzi rwekurapwa runogona kuve hwakakodzera. Kana uine zviratidzo zvakakomba kana uchifunga kuti uri kusangana nekukurumidzira kwekurapa, usashandise online triage.
Fonera 911 kana enda kuER yepedyo nekukurumidza. AI triage haina kuongorora. Kune kurapwa kusiri kwechimbichimbi kunogona kuitwa kure, chiremba ane rezinesi reUS anogona kuongorora zviratidzo zvako uye kupa mushonga kana zvichikodzera.
Zvinodhura sei kushanya kweER pasina inshuwarisi?
Hapana mutengo mumwe chete wekushanya kwechipatara chekukurumidza. Mitengo inosiyana nechipatara, nzvimbo, uye rudzi rwekurapwa kwaunoda.
Kune kushanya kwechimbichimbi kwechimbichimbi pasina inshuwarisi, unogona kubhadhara pakati pe $1,000 kusvika $3,000. Paunowedzera imaging, marabhoritari test, nzira, kubvunzana kwechiremba, kana kugamuchirwa kuchipatara, huwandu hunogona kusvika $5,000 kusvika $10,000 kana kupfuura.
Bhiri rako rinogona kusanganisira zvikwereti zvakawanda zvakasiyana, zvinosanganisira:
- Chikwereti chekugamuchira kushandisa dhipatimendi rekukurumidzira
- Chiremba kana chiremba chikwereti
- Marabhoritari test
- X-rays, CT scans, kana imwe imaging
- Mushonga unopihwa panguva yekushanya
- Nzira
- Zvikwereti zvechiremba
Unogona kugamuchira mabiri akasiyana kubva kuchipatara nevanachiremba vanobatanidzwa mukurapwa kwako. Semuenzaniso, radiologist anoongorora chidzidzo chekufungidzira anogona kubhadharisa zvakasiyana kubva kudhipatimendi rekukurumidzira.
Kana usina inshuwarisi, bvunza kana chipatara chichipa mari yekusayina mari kana cash discount. Mari yekutanga pane bhiri haina kureva kuti ndiyo mari yekupedzisira yaunofanira kubhadhara.
Zvinodhura sei urgent care pasina inshuwarisi?
Kana chirwere chako chisiri chekukurumidza asi uchida rubatsiro rwekurapa pazuva rimwe chetero, urgent care inowanzodhura zvishoma pane ER.
Mari ye urgent care pasina inshuwarisi kazhinji inotangira pakati pe $150 kusvika $280 pakushanya kwakajairwa. Zvimwe zviitiko zvinogona kuwedzera huwandu.
Semuenzaniso, unogona kubhadharisa zvimwe zve:
- Marabhoritari test
- X-rays
- Kuchengetwa kwezvisungo
- Splinting
- Mamwe ma procedure
- Mushonga
Kushanya kwechimbichimbi kwechimbichimbi kwechirwere kana chirwere chidiki kunogona saka kudhura mazana kana kunyange zviuru zvemadhora zvishoma pane kushanya kweER.
Kana uri kuyedza kusarudza pakati pezviviri, gwara redu pa Urgent Care kana ER: Maitiro Ekuita Sarudzo Mune 60 Masekondi rinogona kukubatsira kunzwisisa kuti sarudzo ipi ingave yakakodzera kwauri.
Freestanding ER vs urgent care: chii musiyano?
Chimwe chezvinhu zviri nyore kuwana bhiri rakakura rekurapa ndiko kukanganisa ER yakazvimirira neclinic ye-urgent care.
Mahofisi ekukurumidzira ezvikuru zvakazvimirira anogona kuita semasangano e-urgent care. Anogona kunge ari munzvimbo dzekutengesa kana dzimba dzakazvimirira uye anogona kupa nyore rubatsiro rwekufamba.
Musiyano wakakosha ndewekuti ER yakazvimirira ichiri dhipatimendi rekukurumidzira. Inogona kubhadharisa pamazita ekurapa kwezvekukurumidza, ayo anogona kunge akapetwa kakawanda pane zvaunobhadhara pa-urgent care.
Usati wapinda munzvimbo, tarisa kana yakaziviswa sechipatara chekukurumidzira kana sangano re-urgent care. Kana usina chokwadi, bvunza rudzi rwechipatara uye kana paine chikwereti chakaparadzana chekugamuchira.
Musiyano uyu wakakosha kana uine chirwere chisiri chekukurumidza uye uchienzanisa mitengo.
Ndedzipi dziviriro dzinovapo pakati pemabiri ekurapa asingatarisirwi?
Federal No Surprises Act, yakatanga kushanda muna 2022, inopa dziviriro kubva kune akawanda asingatarisirwi mabiri ekurapa kunze kwesiyana.
Semuenzaniso, zvimwe zviitiko zvekukurumidzira zvakapiwa nezvipatara kana vanachiremba kunze kwesiyana hazvigoni kuunza mubhadharo wekubhadharira kunze kwemari yakajairwa yekubhadharira.
Kana usina inshuwarisi kana uchibhadhara mari yekurapwa kwakarongeka, CMS inopa ruzivo nezve Good Faith Estimates. Good Faith Estimate inokupa mutengo wakatarisirwa usati waita zvimwe zviitiko zvakarongwa.
Kana bhiri rako rekupedzisira rakakwirira ne $400 kupfuura kuverengerwa, unogona kuva nekodzero yekupokana nezvikwereti pasi pehurongwa hwehurumende.
Dziviriro idzi hadzifukidzi bhiri rekurapa rese. Semuenzaniso, mabasa ezvifambiso zve pasi kazhinji haafukidzwe ne federal No Surprises Act, kunyange hazvo zvirevo zvehurumende zvingapa dziviriro dzekuwedzera.
Zvaunogona kuita kana usingakwanise kubhadhara bhiri reER?
Kugamuchira bhiri reER re zviuru zvemadhora kunogona kuora mwoyo, kunyanya kana usina inshuwarisi. Usati wazvitaura kuti unofanira kubhadhara huwandu hwese, bvunza chipatara nezve sarudzo dzako.
Kumbira bhiri rakatsanangurwa
Kumbira rondedzero yakadzama, yemutsara nemutsara yezvikwereti. Iongorore nekuda kwezviitiko zvakadzokororwa, zvikwereti zvisina kurongeka, kana zviitiko zvausingazivi.
Bvunza nezve discount yekusainwa
Zvipatara zvinogona kupa discounts kune varwere vasina inshuwarisi. Bvunza kunyanya kana paine cash rate kana rate yekusainwa.
Vhura rubatsiro rwemari
Zvipatara zvisiri zvepurofiti zvinowanzove nezvirongwa zverubatsiro rwemari kana zvekutsinzinya kune varwere vanokwanisa. Bata dhipatimendi rekubhadharisa rechipatara uye bvunza maitiro ekunyorera.
Taura nezve mari yepasi
Zvisinei nechipatara nemamiriro ako, unogona kunge uchikwanisa kutaura nezve mari yaunofanirwa kubhadhara. Vamwe vanopa vanopa mari yakaderera kana uchikwanisa kubhadhara kamwe chete.
Bvunza nezve chirongwa chekubhadhara
Kana usingakwanise kubhadhara bhiri kamwe chete, bvunza kana chipatara chichipa chirongwa chekubhadhara. Kuparadzira kubhadhara pamusoro penguva kunogona kuita kuti mari yakakura ive nyore kutarisira.
Funga nezve mutsigiri wevarwere
Vatsigiri vevarwere nezvikwata zvisiri zvepurofiti zvinogona kukubatsira kunzwisisa, kupokana, kana kutaura nezve mabiri ekurapa.
Usarase bhiri. Kana uri kunetseka kubhadhara, bata dhipatimendi rekubhadharisa uye bvunza nezve sarudzo dziripo.
Ndaunogona telehealth kana urgent care kukuchengetedzera mari?
Hazvisi zvese zvinonetswa nezvokurapa zvinoda ER.
Kune zvirwere zvisiri zvechimbichimbi zvakakodzera, telehealth kana urgent care zvinogona kunge zvichidhura zvishoma.
Zvirwere zvinogona dzimwe nguva kuongororwa kunze kweER zvinosanganisira:
- Zviratidzo zvakafanana nechefu kana fivha
- Zvirwere zvidiki
- UTIs dzisina kuoma
- Chirwere chemaziso chitsvuku
- Zvimwe zvirwere zviri pamuviri
- Mibvunzo yemishonga kana yekuzadzisa
- Zvikuku zvidiki hazvidi imaging yekukurumidzira
- Mamwe matambudziko asiri ekukurumidza
Kushanya kweTelehealth kunobhadharwa nemari kunowanzodhura pakati pe $39 kusvika $100, nepo kushanya kweurgent care kusina inshuwarisi kunogona kudhura pakati pe $150 kusvika $280 isati yapinda zviitiko zvekudziwedzera.
Kuti uwane kuenzanisa kwepedyo kwezvisarudzo izvi, ona urgent care vs telehealth: mutengo, kumhanya, uye zvavanopa.
Sarudzo yakachipa haina kungova yakanaka. Zviratidzo zvako zvinofanira kusarudza danho rekutarisirwa kwaunoda.
Ndaunofanira kuedza kuchengetedza mari nekudzivisa ER?
Mutengo haufanire kuva chinhu chinosarudza kana uri kusangana nekukurumidzira kwekurapa.
Fonera 911 kana enda kuER kune zviratidzo zvakaita se:
- Kurwadziwa kana kumanikidzwa pachipfuva
- Kuoma kwefema kwakanyanya
- Zviratidzo zve sitiroko, kusanganisira kurembera kwechiso, kushaya simba kweruoko, kana dambudziko rekutaura
- Kutema kweropa kwakanyanya kana kusadzikisika
- Kurasikirwa nekuziva kamwe kamwe kana kuvhiringidzika kwakanyanya
- Kutonga
- Kusagadzikana kwakanyanya kweallergiki
- Kukuvara kwakakomba kweupenzi
- Zviratidzo zvinokurumidza kuipa kana kunzwa kutyisidzira nekukurumidza
Kugamuchira kurapwa kwechimbichimbi nekukurumidza kunogona kudzivirira kukuvara kusingaperi. Matambudziko emari anogona kugadziriswa gare gare kuburikidza nerubatsiro rwemari kuchipatara, zvirongwa zvekubhadhara, dziviriro dzeinshuwarisi, nezvimwe zviwanikwa.
Mibvunzo Inowanzo Kubvunzwa
Nei ER ichidhura kudaro?
Dhipatimendi rekukurumidzira rinofanira kugadzirira kurapa zvirwere zvakakomba chero nguva, izvo zvinoda vashandi vane hunyanzvi, michina, nehurongwa.
Mabiri eER anogona zvakare kusanganisira zvakaparadzaniswa zvekugamuchira, chiremba, chiremba, marabhoritari, imaging, mushonga, nezvikwereti zvekuita.
Kune dambudziko risiri rekukurumidza, urgent care kana telehealth zvinogona kudhura zvishoma nekuti nzvimbo idzi hadzina hurongwa hwekurapwa kwezvekukurumidza.
Ndinogona kusungirirwa kubva kuER kana ndisina inshuwarisi?
Kazhinji, kwete.
Pasi pe federal Emergency Medical Treatment and Labor Act (EMTALA), zvipatara zvine mvumo yeMedicare zvine dhipatimendi rekukurumidzira zvinofanira kupa bvunzo rekurapa rekukurumidzira nekugadzirisa kurapwa kune vanhu vanosvika nekukurumidzira, zvisinei nechinzvimbo chavo cheinshuwarisi kana kugona kubhadhara.
Izvi hazvireve kuti kurapwa kwechimbichimbi kwakasununguka. Uchiri kugamuchira bhiri mushure mekurapwa.
Chii chinonzi ER facility fee?
Chikwereti chekugamuchira imari yekushandisa nzvimbo nezvishandiso zvechipatara kana dhipatimendi rekukurumidzira. Yakaparadzana nechikwereti chinobhadhariswa nemunachiremba anokurapa.
Zvikwereti zvemahara zvinogona kuva zvakawanda uye ndicho chimwe chikonzero bhiri reER rinogona kunge rakanyanya kupfuura zvaitarisirwa, kunyange kana usingagamuchire kurapwa kwakawanda.
Urgent care inopa zvirongwa zvekubhadhara here?
Zvinoenderana neclinic.
Mamwe masangano e-urgent care anopa zvirongwa zvekubhadhara, zvakadhura zvekusainwa, kana dzimwe nzira dzekubhadhara, nepo mamwe achigona kuda kubhadhara panguva yesevhisi.
Kana usina inshuwarisi kana uchibhadhara nemari, bvunza nezve mitengo yeclinic nezve nzira dzekubhadhara usati wagamuchira rubatsiro kana uchikwanisa.
Chii chandinofanira kuita kana ndikagamuchira bhiri rekurapa risingatarisirwi?
Tanga nekuongorora bhiri zvakanaka.
Kumbira chirevo chakatsanangurwa uye iva nechokwadi chekuti mabasa akanyorwa anoenderana nekutarisirwa kwaunagamuchira. Kana uchitenda kuti chikwereti chekukurumidzira kunze kwesiyana chakaputsa No Surprises Act, unogona kubata Centers for Medicare & Medicaid Services kana mutongi wehurumende yako.
Kana bhiri riri rechokwadi asi risina mari, bvunza mupi nezve rubatsiro rwemari, zvakadhura zvekusainwa, nhaurirano, nezvirongwa zvekubhadhara.
Mhedziso
Mari yekushanya kweER pasina inshuwarisi inogona kuva yakakwira, nekushanya kwechimbichimbi kwechimbichimbi kazhinji kudhura $1,000 kusvika $3,000 kana kupfuura. Kurapwa kwakaomarara kunogona kusundidzira huwandu huri pamusoro pe $5,000.
Kune zvirwere zvisiri zvechimbichimbi, urgent care ne telehealth zvinogona kunge zvichidhura zvishoma. Asi mutengo haufanire kusarudza kana uchitsvaga kurapwa kwechimbichimbi kana zviratidzo zvako zvingave zvichityisidzira hupenyu.
Kana iwe ukawana bhiri rakakura reER, usazvitevera kuti unofanira kubhadhara huwandu hwese pakarepo. Ongorora zvikwereti zvakatsanangurwa, bvunza nezve zvakadhura zvekusainwa nerubatsiro rwemari, uye uwane kana chirongwa chekubhadhara kana nhaurirano yebhiri iripo.
Uye kana uri kusangana nekukurumidzira kwekurapa, usanonoka kurapwa nekuda kwekunetseka nezve mutengo. Fonera 911 kana enda kuER yepedyo. Sarudzo dzako dzemari dzinogona kugadziriswa mushure mekunge wagamuchira kurapwa kwaunoda.
