Te Māramatanga ki te Whakauru Telehealth Medicare mō ngā Kaumātua (2026)

Kua āta whakarerekē te Telehealth i te huarahi e whiwhi tiaki ai ngā kaumātua. Mō te hunga whai wero nekeneke, he arai waka, he rā mahi rānei, ka nui te rereke o te kaha ki te kite tākuta mai i te kāinga. Kua whakautu whakaarohia te Medicare, kua whakanui i te whakauru telehealth i roto i ngā tau kua pahure ake, ā, kua mārama ake te tiaki ataata i mua mō ngā pakeke.

Ka arahina koe e tēnei aratohu ki roto i te mea e tino whakauru ana te telehealth Medicare i te tau 2026, ngā mea hei tatari mō ngā utu, ā, ka tika te telehealth, ā, āhea hoki e tika tonu ai te tiaki kanohi ki kanohi. Ahakoa e whakatere ana koe mō koe anō, mō te āwhina rānei i te mātua ki te mārama ki ā rātou kōwhiringa, ka kitea e koe ngā whakautu mārama i konei.

Kei te whakauru a Medicare i te telehealth mō ngā kaumātua?

Āe. Ko te Medicare Wāhanga B e whakauru ana i te tini o ngā ratonga telehealth mō ngā hunga whai painga. I tino whakanuia tēnei whakauru i te wā o te mate urutā COVID-19, ā, he maha ngā ngāwari kua mau tonu, kua roa hoki tae atu ki te tau 2025, ā, ki tua atu hoki.

Kei roto i te whakauru telehealth a Medicare:

• Ko te Medicare Tuku Iho (Wāhanga B) e whakauru ana i te nuinga o ngā ratonga telehealth paerewa i ngā reiti rite ki ngā haerenga kanohi ki kanohi.
• Ko ngā mahere Medicare Advantage he maha tonu ngā painga telehealth kua whakapakari ake i te Medicare Tuku Iho.
• Ko ngā rongoā Medicare Wāhanga D i tonoa mā te telehealth ka whakauruhia i raro i tō mahere rongoā.
• Ko ngā mahere Medicare Tāpiritanga (Medigap) ka āwhina ki ngā utu takatika mō ngā ratonga telehealth kua whakauruhia.

He rerekē te whakauru tūturu i tō mahere motuhake, engari kua tino mārama te tiaki ataata mō te nuinga o ngā hunga whai painga ki te Medicare.

He aha ngā ratonga telehealth a Medicare e whakauruhia ana?

Ko te Medicare Taketake e whakauru ana i te tini o ngā ratonga telehealth ka mahia e tētahi kaiwhakarato whai tika:

• Nga haerenga tiaki tuatahi. Ngā tirotiro noa, te whakahaere rongoā, me ngā whakaritenga whai muri.
• Nga kōrero tohunga. Ngā mate ngākau, te kiri, te rongoā taiaki, te roro, me ētahi atu.
• Ngā ratonga hauora hinengaro. Te rongoā takitahi, te rongoā whānau, me ngā aromātai roro. Tirohia te Ngā Ratonga Rongoā A-ipurangi Pai rawa atu 2026 mō ngā whakataetae papaarorohiko.
• Te whakahaere tiaki mate roa. Te tiaki tonu mō te huka, te mate ngākau, te mate pūmua, me ētahi atu mate roa.
• Te whakamārama hauora hinengaro tae atu ki te rongoā whakamahinga taero.
• Te mātauranga mate whatukuhu.
• Te whakahaere rongoā. Te whakakii anō me ngā whakarerekē inenga.
• Te whakaora ngākau me te whakaora pūmua.
• Ngā aromātai tātaritanga kaore e hiahiatia te noho tūturu.
• Nga kōrero mō te wāwata me te tiaki ohorere mō ngā take kaore i te ohorere.

Ko ētahi ratonga i mua ka herea ki ngā rohe taiwhenua, ki ngā wāhi motuhake rānei ka ātea inaianei ki ngā taone nui, ki te kāinga hoki i raro i ngā ture kua whakanuia tonu.

Ngā mahere Medicare Advantage me te telehealth

Ki te whai mahere Medicare Advantage koe (Wāhanga C), ka ātea pea koe ki ngā painga telehealth tino kapi. E hiahiatia ana ngā mahere Medicare Advantage kia whakauru i ngā mea katoa e whakaurua ana e te Medicare Taketake, me te maha tonu o ā rātou tāpiri:

• Nga utu takatika $0 mō te tini o ngā ratonga telehealth.
• Ngā whatunga kaiwhakarato kua whakanuia mō te tiaki ataata.
• Telehealth mō ngā ratonga kaore i te whakauruhia e te Medicare Taketake, pērā i ngā tohutohu whakapakari tinana, i ngā tohutohu kai rānei.
• Tiaki wawata ataata 24/7 mō ngā take kaore i te ohorere.
• Ngā ratonga hauora hinengaro me ngā utu takatika kua whakaitia, kua whakakorea rānei.
• Te tuku rongoā kua whakauruhia ki ngā haerenga telehealth.

Tirohia te tuhinga Whakaaturanga Whakauru o tō mahere Medicare Advantage motuhake kia kitea te mea kei roto i roto. Ko ētahi mahere e tuku painga telehealth tino pai ake i ētahi atu.

He aha te kore e whakauru e Medicare mō te telehealth

Ko te mārama ki ngā herenga ka āwhina i a koe ki te whakamahere pai ake. Kare a Medicare e whakauru:

• Ngā whakamātautau aukati e hiahiatia ana te noho tūturu pērā i ngā colonoscopies, mammograms, me ngā tirotiro hauora ā-tau (ahakoa ka tika te wāhanga kōrero).
• Ngā tikanga tātaritanga e hiahiatia ana te tirotiro tinana, te whakamātautau kanohi ki kanohi rānei.
• Ngā ratonga mai i ngā kaiwhakarato kaore i te rēhita ki a Medicare.
• Ngā momo rongoā motuhake e hiahiatia ana te aromātai ā-ringaringa.
• Te tuku kano ārai mate (ahakoa ka whakauruhia ngā kōrero telehealth mō ngā kano ārai mate).
• Ngā ratonga niho etahi mena kaore he wāhanga o te mate hauora whānui.

Hei tāpiri, kaore a Medicare e whakauru i ngā ratonga telehealth mai i ngā kaiwhakarato whai raihana anake ki ngā whenua kē atu i tō whenua i te nuinga o ngā wā.

Me pēhea te whakamahi i te telehealth Medicare: te tukanga 5-taahia

Ko te whakamahi i te telehealth Medicare he mārama ake i te tūmananga a te tini o ngā kaumātua:

• Taahia 1: Manatoko te rēhita a te kaiwhakarato Medicare. Tirohia mehemea kei te whakaae te papaarorohiko telehealth, te kaiwhakarato motuhake rānei ki a Medicare. Ko te nuinga o ngā ratonga telehealth rongonui kei te pera.
• Taahia 2: Whakaritea tō whakaritenga. Whakaritea mā te ipurangi, mā te waea rānei. Ko te nuinga o ngā papaarorohiko e tuku whakaritenga i te rangi kotahi mō ngā take noa.
• Taahia 3: Kia rite mō te haerenga. Kia rite tō kāri Medicare, tuhia ngā rongoā o nāianei, tuhia ngā hītori tata nei, ā, kimihia tētahi wāhi marino, mārama hoki.
• Taahia 4: Haere ki te haerenga. Ko te waea ataata te paerewa, ahakoa ka whakauruhia ngā haerenga waea mō ētahi āhuatanga. Kōrero mārama, kaua e whakaroa ki te pātai pātai.
• Taahia 5: Kia whai muri. Kohia ngā rongoā, whakaritea ngā whakaritenga whai muri mena e hiahiatia ana, ā, whakapā mai ki ngā pātai i waenganui i ngā haerenga.

Ki te āwhina koe i tētahi mātua, i tētahi atu rānei e arohaina ana e koe, he tino tika kia noho tahi koe ki te haerenga. He maha ngā kaiwhakarato e powhiri ana i te uru o te kaitiaki.

Ahea te telehealth mō ngā kaumātua e pai ana

Ko te tiaki ataata he tino tika mō te tini o ngā mate hauora o ngā kaumātua. Whakaarohia ēnei hei ngā haki matomato ngāwari:

• Te aroturuki noa i ngā mate roa mō te huka, te toto toto tiketike, te ngoikore o te ngākau.
• Te whakahaere rongoā tae atu ki te whakakii anō, te whakarerekē inenga, me te aroturuki pānga taha.
• Te tautoko hauora hinengaro tae atu ki te tohutohu mō te mate pouri, te wehe, me te manawapa.
• Te whakakii rongoā kaore e hiahiatia he haerenga kanohi ki kanohi.
• Ngā whakaritenga whai muri i muri i ngā haerenga kanohi ki kanohi.
• Ngā take paku koi pērā i te ponana, ngā tohu makariri, ngā take mimi, me te mamae hononga.
• Ngā kōrero tohunga kaore e hiahiatia he tirotiro tinana.
• Te uru o te whānau ki te tiaki ka hiahia ngā tamariki pakeke ki te uru.

Ahea koe whiriwhiri ai i te tiaki kanohi ki kanohi

Ko ētahi āhuatanga e tino hiahia ana ki te tiaki ā-ringa. Waiho te telehealth me te whiriwhiri i ngā haerenga kanohi ki kanohi mō:

• Ngā mate hauora ohorere. Te mamae o te uma, te uaua ki te manawa, te ngoikore ohorere, me ngā tohu o te whiu.
• Ngā hītori hou tino nui e hiahiatia ana he tirotiro tinana.
• Ngā whakamātautau aukati pērā i ngā colonoscopies, mammograms, me ngā tirotiro hauora.
• Ngā tikanga tātaritanga uaua e hiahiatia ana he whakaahua, he taputapu motuhake rānei.
• Te tiaki i te whēkau, te rongoā tinana rānei e hiahiatia ana he rongoā ā-ringa.
• Te tuku kano ārai mate.
• Ngā raruraru hauora hinengaro nui e hiahiatia ana he pokanoa wawe.

Te utu o te telehealth Medicare i te tau 2026

Ko ngā utu telehealth a Medicare he tino tika mō ngā kaumātua:

• Ko te Medicare Tuku Iho (Wāhanga B). I muri i te whiwhi i te takatika ā-tau $240, ka utua e koe te 20% takatika mō ngā ratonga telehealth kua whakaaetia. Ka eke tēnei ki te $10-$40 ia haerenga.
• Medicare Advantage. He rerekē ngā utu takatika engari he maha tonu te $0-$25 mō ngā haerenga telehealth. Ko ētahi mahere e tuku telehealth $0 mutunga kore.
• Medicare Tāpiritanga (Medigap). Ka whakauru i tō 20% takatika mō te Medicare Tuku Iho, te tikanga ka utua e koe te $0 waho i te putea mō ngā haerenga telehealth.

Ko ngā utu rongoā kei te motuhake, ka whakauruhia mā te Medicare Wāhanga D, mā te whakauru rongoā a Medicare Advantage rānei.

Ki te whakaritea ki te tiaki wawata kanohi ki kanohi ($100-$200 katoa) me ngā haerenga ER ($1,200-$2,600), ko te telehealth kua whakauruhia e Medicare he tino iti ake te utu, ā, he rite te whai hua mō ngā mate tika.

Tikina te telehealth e pai ana ki ngā kaumātua mā te August AI

Ko te August AI e tuku telehealth e pai ana ki a Medicare, i hangaia ki ngā kaumātua me ā rātou kaitiaki i te hinengaro:

• Te tirotiro hītori ngākau AI. Whakaahuatia āu hītori i roto i te 2 meneti mō te tohutohu mō ngā taahia muri.
• Te aromātai tākuta whai raihana mā te kōrero ataata, mā te waea rānei.
• Ka whakaaehia a Medicare me Medicare Advantage.
• Te whakahaere tiaki mate roa mō ngā mate tonu.
• Tautoko hauora hinengaro tae atu ki te tohutohu me te tiaki roro.
• E pai ana ki te kaitiaki me te tautoko mō ngā tamariki pakeke e āwhina ana i ngā mātua.
• Utu mārama. Mārama ki te mea e whakauruhia ana e Medicare me te mea ka utua e koe.

Ngā tohutoro honohono: Ngā Ratonga Rongoā A-ipurangi Pai rawa atu 2026 | Ngā Ratonga Rongoā A-ipurangi | Telehealth mō te Manawapa | Me pēhea te whakaheke i te toto toto | Telehealth mō te Moe | Tiaki Wawata A-ipurangi | Telehealth vs Telemedicine

Ngā pātai auau

Kei te whakauru a Medicare i te telehealth i te tau 2026?

Āe. Ko te Medicare e whakauru ana i te telehealth mō te tini o ngā ratonga i raro i ngā ture whakauru kua mau tonu. Ko te Medicare Tuku Iho (Wāhanga B) me ngā mahere Medicare Advantage e whakauru ana i te telehealth mō te tiaki tuatahi, ngā tohunga, te hauora hinengaro, te whakahaere tiaki mate roa, me ētahi atu.

E hia te utu o te telehealth Medicare?

Ki te Medicare Tuku Iho, ka utua e koe te takatika Wāhanga B ($240 i te tau 2026) ki te kaore ano kia tutuki, kātahi ka 20% takatika mō ngā ratonga telehealth kua whakaaetia. Ko te utu toharite waho i te putea he $10-$40 ia haerenga. Ko ngā mahere Medicare Advantage he maha tonu te $0-$25 utu takatika, ā, ko ētahi e tuku telehealth kore utu ana.

Ka taea e ngā kaumātua te whakamahi i te telehealth Medicare mō ngā ratonga hauora hinengaro?

Āe. Ko te Medicare e whakauru ana i te telehealth hauora hinengaro tae atu ki te rongoā takitahi, te rongoā whānau, ngā aromātai roro, me te rongoā whakamahinga taero. He maha ngā kaumātua e kite ana i te telehealth he tino āwhina ki te whiwhi tautoko hauora hinengaro ka pāngia e te waka, te nekeneke rānei.

Kei te whakauru a Medicare i te telehealth mai i te kāinga?

Āe. Mai i te mea kua mau tonu ngā whakauru kua whakanuia, ka taea e ngā kaumātua te whiwhi telehealth Medicare mai i o rātou kāinga, kaua e hiahia ki te haere ki ngā wāhi motuhake. Ko te nuinga o ngā ratonga ka whakauruhia ki hea, mena kei roto koe i tētahi rohe e tika ana mō a Medicare.

Ka taea e ngā tamariki pakeke te uru ki te haerenga telehealth Medicare a o rātou mātua?

Āe, ā, he maha ngā kaiwhakarato e powhiri ana i te uru o te kaitiaki. Ka taea e ngā tamariki pakeke te āwhina ki te whakarite hangarau, te tango kōrero i te wā o te haerenga, te āwhina ki te whakapuaki hītori, me te tautoko i te whai i ngā mahere rongoā. Me whakarite noa koe ki te whakaaetanga a tō mātua kia noho tahi.

Kei te whakauru a Medicare i ngā rongoā i tonoa mā te telehealth?

Āe. Ko ngā rongoā i tonoa i te wā o ngā haerenga telehealth kua whakauruhia ka whakauruhia mā te Medicare Wāhanga D, mā ngā mahere rongoā a Medicare Advantage rānei, i te reiti rite ki ngā rongoā mai i ngā haerenga kanohi ki kanohi. Ko te tikanga te tiki rongoā i te rangi kotahi.